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All agents are NOT alike! Find out why I am a top real estate expert. Call me when only the best will do: 610-304-9421
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Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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"Patience, Hard work, and Guidance"
"I truly enjoyed working with you and thank you for your patience hard work and guidance."
Kelly and Kevin Goldscheitter
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The Kathy Gagnon Team
is one of The Top Selling Real Estate Experts™
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Welcome! Here You Can Find Great Information on Chester Springs, Downingtown and Exton, Pennsylvania Real Estate  The Kathy Gagnon Team will provide Sellers and Buyers with the very best service and real estate counsel. Licensed in Pa since 1995, Kathy belongs to a very exclusive group of top Realtors nationwide. Noted repeatedly in the Wall Street Journal as a recipient of the prestigious Chairman's Circle award and A Top Of The Rock award recipient at her former broker, Kathy has the experience and skills to close the deal. The Kathy Gagnon Team believes in service above all else and represents both Buyers and Sellers with passion and commitment. Call The Kathy Gagnon Team when only the best will do....SETTING A HIGHER STANDARD Downingtown, Pa named in March 2010 Philadelphia Magazine as One of The Best Places To Live- For first time home buyers, empty nesters and everyone in between.
What would YOUR Chester Springs, Downingtown, Exton or the surrounding areas of Chester County sell for in this market? Now is a GREAT Time to find out...Call Kathy directly at 610-304-9421 for an in depth analysis or COMPLETE THE MARKET SNAPSHOT FOR AN IMMEDIATE QUICK VIEW OF THE MARKET.
Your Number1 Expert in Chester Springs, Downingtown, Exton, and Chester County Real Estate
The Kathy Gagnon Team
A Reputation For Results........Years Of Success
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What does the common acronym FSBO (pronounced fizzbo) stand for?
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| A |
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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