All agents are NOT alike! Find out why I am a top real estate expert. Call me when only the best will do: 610-304-9421

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

"by far the best realtor...."
Kathy Gagnon is by far the best realtor I have ever worked with!
Luke Orlando (Downingtown)
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

The Kathy Gagnon Team is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Chester Springs, Downingtown and Exton >

Coming Soon
Find Out More >

Welcome > Agent Info > About The Kathy Gagnon Team ...

Meet Kathy Gagnon

A New England native, Kathy has gained a reputation for hard work and ingenuity. Multiple corporate transfers for the Gagnon family have lent to inside knowledge and a sensitivity to the relocation process. Kathy and her team are ready, willing , and able to assist throughout the entire transaction and are committed to excellence.

Meet Kacie Gagnon (Buyers Agent)

Kacie Gagnon has been exposed to the real estate industry most of her life because of her immediate family and relatives in the business. As a buyer's agent with strong communication skills, Kacie brings a strong work ethic and passion to the business.

Meet Steve Heathcote

As a former new construction salesperson for a major area builder, Steve brings inside knowledge to the team.

Please Sign Up For The Latest Listings and the Latest Real Estate News

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

School Reports in Chester Springs, Downingtown and Exton, Pennsylvania

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Pennsylvania Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Chester Springs, Downingtown and Exton

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?
A	The "Linear City" of Malasia is currently the longest.
See More Real Estate Trivia >

The Kathy Gagnon Team, REALTOR®, real estate agents and broker for Chester Springs, Downingtown and Exton, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Kathy Gagnon
Coldwell Banker Preferred
390 Waterloo Blvd
Exton, Pa 19341
Mobile: 610-304-9421
Business: 610-363-6006
Kathy@KathleenGagnon.com
Kacie Gagnon: kaciegagnon@comcast.net
When only the best will do....

www.KathleenGagnon.com is brought to you by The Kathy Gagnon Team
NUMBER1EXPERT™ in real estate for Chester Springs, Downingtown and Exton, Pennsylvania

Read The Kathy Gagnon Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge